TERMS AND CONDITIONS
1. INTRODUCTION
1.1 These Terms and Conditions (“Terms”) shall be binding on all those persons who visit, view, access,
browse, surf or use (collectively the “Use”) our website. The Website is operated by ARY Exchange Company,
WLL, a company registered in the Kuwait under the supervision of Central Bank of Kuwait and having its
registered address Shop No 5, Ground Floor Al Mawash, Tower, AbdulAziz Al Saqar Street Murgab, Kuwait
(hereinafter referred to as the “ARY EXCHANGE). Any ancillary terms, guidelines, the Privacy Policy and other
documents made available by the Website from time to time and as incorporated herein by reference shall be
deemed to be an integral part of the Terms.
1.2 The Terms constitute a legally binding agreement between you as the visitor, viewer, access or,
browser, surfer or user of the Website (hereinafter referred to as “you”, “your” or “User”) and ARY EXCHANGE
concerning your Use of the Website or any of the services offered by ARY EXCHANGE in the Website (“Website Services”).
2. ACCEPTANCE OF THE TERMS
2.1 Each time by Using the Website Services or the Website or submitting any content or material therein you agree to abide by the Terms, as amended from time to time with or without your notice.
2.2 ARY EXCHANGE reserves the right to modify or discontinue, temporarily or permanently, and at any time, the Website and/or the Website Services (or any part thereof) with or without notice.
2.3 ARY EXCHANGE reserves the right to modify or discontinue, temporarily or permanently, and at any time, the Website and/or the Website Services (or any part thereof) with or without notice.
2.4 There may be information on the Website that contains typographical errors, inaccuracies or omissions that may relate to service descriptions, pricing, availability and such other information and ARY EXCHANGE reserves the right to correct any errors, inaccuracies or omissions and to change or update the information at any time, without prior notice.
2.5 When you use any of the Website Services, you shall be deemed to have agreed and understood the Terms.
3. WEBSITE SERVICE AVAILABILITY
3.1 ARY EXCHANGE shall use commercially reasonable efforts to keep the Website up and running 24 hours a day, seven days a week; however, ARY EXCHANGE may carry out scheduled and unscheduled maintenance work as may be necessary from time to time and such maintenance work may impact the availability of the Website.
4. DISCONTINUATION OF USE
4.1 If you engage in any prohibited conduct or otherwise violate any of the Terms, your use to the Website may be terminated.
4.2 You agree that ARY EXCHANGE, at any time and without notice to you, suspend or revoke your access to and use of the Website, and any access you may have in connection with the Website Services including: (i) where we determine in our sole discretion that such action is reasonable in order to comply with legal requirements or to protect the rights or interests of ARY EXCHANGE or any third party; or (ii) in connection with any general discontinuation of the Website Services.
4.3 ARY EXCHANGE will have no liability whatsoever on account of any change in the Website Services or any suspension or revocation of your access to or use of the Website.
5. USER RESPONSIBILITY
5.1 Users are solely responsible for all of the transactions/actions conducted on, through or as a result of use of the Website or Services of ARY EXCHANGE. For Example: entered remitter and receiver information correctly, FC Amount and LC amount should be entered accurately , payment should be done from your own bank account or own debit card.
5.2 You agree that the use of the Website and/or the Website Services is subject to all Laws and Regulations of KUWAIT. You also agree:
- i. not to use the Website for illegal purposes;
- ii. not to commit infringement of any law by using the Website;
- iii. not to copy any content contained in the Website for republication in print or online;
- iv. not to create reviews or blog entries for or with any purpose or intent that does not in good faith comport with the purpose or spirit of the Website;
- v. not to attempt to gain unauthorized access to other computer systems from or through the Website;
- vi. not to interfere with another person's use and enjoyment of the Website;
- vii. not to upload or transmit viruses or other harmful, disruptive or destructive files;
- viii. not to disrupt, interfere with, or otherwise harm or violate the security of the Website;
- ix. not to use the Website in any way or take any action that may damage its availability or accessibility;
- x. not to use the Website in any way that is unlawful, illegal, fraudulent or harmful;
- xi. not to use the Website in connection with any unlawful, illegal, fraudulent or harmful purpose or activity;
- xii. not to use the Website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software;
- xiii. not to conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to the Website without express written consent from ARY EXCHANGE;
- xiv. not to engage in any activity that interferes with or disrupts the Website (or the servers and networks which are connected to the Website);
- xv. not to reproduce, duplicate, copy, sell, trade or resell the Website or Website Services for any purpose without express written consent of ARY EXCHANGE;
- xvi. not to access (or attempt to access) any of the Website Services by any means other than through the interface that is provided by ARY EXCHANGE, unless you have been specifically allowed to do so in a separate agreement with ARY EXCHANGE;
- xvii. not to engage in any activity that would interfere with or disrupt the Website or Website Services, or the servers and networks which are connected to the Website or Website Services;
- xviii. not to use the Website or Website Services for fraudulent or abusive purposes;
- xix. not to impersonate any person or entity, including, but not limited to, a ARY EXCHANGE official, forum leader, guide or host, or falsely state or otherwise misrepresent your affiliation with a person or entity;
- xx. not to forge headers or otherwise manipulate identifiers in order to disguise the origin of any content transmitted through the Website;
- xxi. not to interfere with or disrupt the Website or Website Services or servers or networks connected to the Website or Website Services, or disobey any requirements, procedures, policies or regulations of networks connected to the Website or Website Services;
- xxii. not to intentionally or unintentionally violate any applicable local, state, national or international law; and
- xxiii. not to “stalk” or otherwise harass another person.
5.3 In addition to the above clause, unless specifically endorsed or approved by ARY EXCHANGE, the following uses and activities are prohibited:
- i. Engaging in any automated use of the Website or Services.
- ii. Interfering with, disrupting, or creating an undue burden on the Website or Services.
- iii. Attempting to impersonate another user or person.
- iv. Using any information obtained from the Website to harass, abuse or harm another person.
- v. Attempting to bypass any Website security measures.
- vi. Harassing, intimidating or threatening ARY EXCHANGE employees.
- vii. Using the Website in a manner inconsistent with any and all applicable laws and regulations.
- viii. Using the Website or Services for any unauthorized purpose.
- ix. Engaging in fraudulent or deceptive practices.
5.4 You also acknowledge and accept that any violation may result in the immediate termination of your access to the Website and Services, without refund, reimbursement or any credit on our part.
6. COPYRIGHT NOTICES
6.1 The works of authorship contained in the Website, including but not limited to all design, text, sound recordings and images, are owned, except as otherwise expressly stated, by ARY EXCHANGE.
6.2 The entire content of the Website is protected by copyright laws. The trademarks, service marks, trade names, logos, icons and domain names are proprietary to ARY EXCHANGE. You may not use any of the ARY EXCHANGE’s trademarks without ARY EXCHANGE’s prior written consent.
6.3 You may print, copy, download or temporarily store extracts from the Website for your personal information or when you use the Website Services. You may not alter or otherwise make any changes to any material that you print or download, including, without limitation, removing any identifying marks or legends from such material. The rights granted to you under this paragraph may be revoked by ARY EXCHANGE at any time without notice.
7. TRADEMARK NOTICES
7.1 ARY EXCHANGE Logo is a registered trademark of ARY Exchange Company WLL.
8. WEB CONTENT AND MATERIALS
8.1 The information contained in this Website is believed to be reliable, but ARY EXCHANGE does not warrant its completeness, timeliness or accuracy.
8.2 The information and materials contained in this Website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice.
8.3 You agree that ARY EXCHANGE is not responsible or liable for any damages or loss arising out of your reliance on any information contained in this Website.
8.4 All content on the Website is provided on an “as is” basis.
8.5 You acknowledge that the Website may contain links to other websites operated by third parties. ARY EXCHANGE does not endorse, warrant, or guarantee the products or services available through such third-party websites and is not responsible for any content, advertising, products, services or other materials on or available from such websites.
9. LINKS TO OTHER SITES
9.1 ARY EXCHANGE may establish in this Website links and pointers to Websites that are operated and maintained by third parties (“Third Party Websites”).
9.2 Such links are provided solely as a convenience to you, and do not constitute an endorsement by ARY EXCHANGE of any third party resources or content.
9.3 Links do not imply that ARY EXCHANGE sponsors, is affiliated or associated with, or otherwise recommends, certifies or endorses the Third Party Websites.
9.4 ARY EXCHANGE has no control over and assumes no responsibility for the content, privacy policies, or practices of any Third Party Websites.
9.5 You expressly relieve ARY EXCHANGE from any and all liability arising from your use of any Third Party Website.
10. PRIVACY POLICY
Please see our privacy policy which explains how ARY EXCHANGE collects, uses and safeguards the personal information of users of this Website.
11. DATA SECURITY
11.1 ARY EXCHANGE uses appropriate technical and organizational security measures to protect the data that we collect from unauthorized access, disclosure, alteration, or destruction.
12. EXCLUSION OF LIABILITY
12.1 ARY EXCHANGE shall not be liable for any damages, losses or expenses arising in connection with the Website or its use, or the inability to use it by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure.
12.2 ARY EXCHANGE shall not be liable for any loss or damage resulting from technical problems or technical malfunction of any network, computer systems, servers, or providers, computer equipment, software, failure of any e-mail or players due to technical problems or traffic congestion on the Internet or on the Website or combination thereof, including any injury or damage to users or to any person’s computer related to or resulting from participation or downloading materials in connection with the Website.
12.3 In no event shall ARY EXCHANGE be liable for any loss of profits, loss of data, or for any indirect, consequential, special, incidental or punitive damages arising out of or relating to the Website or the Website Services.
13. CHANGES TO THE CONDITIONS
13.1 ARY EXCHANGE reserves the right to change, modify, add or remove portions of these Terms at any time without prior notice. You should check these Terms periodically for changes. By using this Website after we post any changes to these Terms, you agree to accept those changes, whether or not you have reviewed them.
14. TERMINATION
14.1 ARY EXCHANGE may terminate, suspend or discontinue your access to the Website at any time, without notice, for conduct that ARY EXCHANGE believes violates these Terms or is harmful to other users of the Website, to ARY EXCHANGE, or to other third parties, or for any other reason.
15. GOVERNING LAW
15.1 These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Kuwait, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of the State of Kuwait.
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